Moving here
A practical guide to Palatka & East Palatka
Utilities, flood maps, schools, and the county file — written for people who already decided on Putnam.
Current pipeline communities
- Alford FarmsSR 207 / Alford Road, East PalatkaPermitting
- Gilbert Road large tractGilbert Road, East PalatkaRezoning
- Fairway EstatesCity of Palatka (Plat Book 7 / Page 17)Plat recorded
- East River Road tractPutnam County Blvd & East River Road, East PalatkaConcept
- Palatka riverfront infillDowntown Palatka / St. Johns riverfrontConcept
01
Moving checklist
A practical sequence for people actually relocating — not a brochure. Utilities, schools, insurance, and the first two weeks.
02
Utilities
Clay Electric vs FPL in Palatka and East Palatka is by street, not city name. City water vs well and septic differ inside city limits vs unincorporated Putnam.
03
Home setup
First-week Palatka house setup: run the A/C, waterproof the mattresses, watch west glass, and treat standing water before you unpack.
04
Schools
Putnam County School District assignment for Palatka and East Palatka. Verify the parcel — a PUD marketing map is not a school assignment.
05
Healthcare
HCA Florida Putnam Hospital in Palatka, what people drive to Jacksonville or Gainesville for, and the rural-care tradeoff.
06
Shopping
Groceries and basics in town. What people still drive SR 207 to St. Augustine for. East Palatka isn’t a Target run yet — don’t budget this year’s errands around a site plan.
07
Outdoors
The St. Johns River, Ravine Gardens, and the reason a lot of people pick this county.
08
Cost of living
Moving to Palatka: housing medians, Clay Electric vs FPL, well vs city, and the SR 207 commute. Insurance and flood are the fine print.
09
Local tips
Small, practical things that do not show up on a builder brochure.