Palatka · East Palatka · Putnam County
What’s being built in Palatka.
Planned and active housing in Palatka and East Palatka, tracked from county files, plats, and permits — not builder renderings. Includes a plain-language guide for people moving here.
- ProjectsProjects tracked
- 6
- PipelineIn the pipeline
- 5
- LotsLots in known plans
- 748
Featured project
Alford Farms
SR 207 / Alford Road, East Palatka
As of public records through early 2026, Alford Farms is in engineering and environmental permitting — not selling homes. Putnam County approved an Agriculture-to-PUD rezoning on August 13, 2024 (Ordinance 2024-017, case PUD24-000004) for roughly 165 acres along SR 207 and Alford Road in East Palatka. The entitlement described up to 700 single-family homes plus about 60,000 square feet of commercial space, an amenity center, and a park. Later engineering materials (September 2025) show a 559-lot layout. D.R. Horton, Inc. is named as an agent in the county file; that is not the same as a published grand opening. St. Johns River Water Management District file 224892-1 was received August 29, 2024. An RAI went out February 20, 2025; a partial response followed in June 2025. No final plat recording or home-sale opening is confirmed in the records this tracker reviews. If a builder website lists the community, treat marketing as separate from county status.
- County case
- PUD24-000004
- Lots (best known)
- 559
- Stage
- Permitting
- Summary date
- Apr 15, 2026
Developments
Other projects on file
Interlachen Lakes area
Interlachen, western Putnam County
Interlachen sits on the west side of Putnam County, a different housing market from the SR 207 commute toward St. Augustine. Neighborhoods such as Interlachen Lakes Estates still see lot and home sales at prices generally below Palatka and far below St. Johns County. There is no Alford-scale PUD here in our file. The entry exists because people “moving to Putnam” are often choosing among Palatka, East Palatka, Interlachen, Crescent City, and river towns like Welaka — and those are not interchangeable. Expect wells and septic on many lots, Clay Electric or FPL depending on the street, and a longer drive to Palatka services.
Best-known lots
—
East River Road tract
Putnam County Blvd & East River Road, East Palatka
Community reports in 2025–2026 describe a second D.R. Horton subdivision of about 189 homes near Putnam County Boulevard and East River Road in East Palatka. Unlike Alford Farms, this tracker has not yet tied the report to a published PUD ordinance or SJRWMD file number. Treat the lot count and builder name as reported, not confirmed. The site is on the watch list so that when a case number appears in county agendas, it can be promoted to a confirmed record instead of disappearing into rumor.
Best-known lots
189
Gilbert Road large tract
Gilbert Road, East Palatka
A roughly 1,300-acre rural property off Gilbert Road in East Palatka has been marketed as a large land assemblage. Local coverage in 2026 discussed possible data-center interest; listings have also pointed at nearby fiber and wastewater. Nothing in this tracker’s sources shows an approved residential PUD on this tract. It is here because a land-use change of this size would affect East Palatka traffic, utilities, and housing demand — not because homes are entitled. Status remains Concept / watch until a county application is filed.
Best-known lots
—
Palatka riverfront infill
Downtown Palatka / St. Johns riverfront
Palatka’s historic riverfront is a different animal from East Palatka’s greenfield PUDs: smaller lots, older buildings, floodplain and historic-district constraints, and city rather than county process. There is no single 500-lot filing. This card exists so people moving here can see downtown housing as a live option — renovated cottages, occasional new construction, and commercial-to-residential reuse — without confusing it with Alford Farms. Check city building permits and the Community Redevelopment Agency for current filings; nothing here should be read as an approved master plan.
Best-known lots
—
American Gardens
East Palatka
American Gardens is an existing East Palatka neighborhood, not a greenfield subdivision. MLS and public-record compilations describe on the order of 200 homes with a very wide age range. It is on this tracker so buyers comparing “East Palatka” to Alford Farms can tell established streets from entitled dirt. Occasional infill or teardown-rebuilds show up as ordinary building permits, not a PUD. If you want new construction with a builder warranty, this is not that product; if you want to live in East Palatka now, it is part of the real inventory.
Best-known lots
211
Putnam County locator
Schematic — not a survey. River on the east, Interlachen west, Crescent City south.
What’s new
May 1, 2026
Gilbert Road assemblage is not a housing approval
Large-tract marketing and data-center chatter are not a residential PUD. This tracker will only change the status if a county application lands.
Apr 15, 2026
Alford Farms still in permit review, not sales
Spring 2026 file reads still show SJRWMD and engineering work as the live step. Rezoning from August 2024 is the last major political milestone. No confirmed plat recording or model-home opening.
Jan 20, 2026
Second Horton site remains unconfirmed in county ordinances
The 189-home East River Road report is still on the watch list. We have not matched it to a published PUD case number. That is the whole update: absence of a filing is itself information.
Housing snapshot · Jun 30, 2026
Putnam County housing prices
Public market reports for mid-2026 disagree because they measure different things. Zillow-style typical values for Putnam County sit near $220,000. County-wide sale medians in some realtor summaries are in the mid-$200,000s. Redfin’s three-month Putnam median around June 2026 printed near $309,000. Palatka listing medians on Realtor.com were near $300,000. Treat this as a band, not a price tag: mix of sales (waterfront vs inland, new vs old) moves the median more than any one month of “the market.”
Compiled from public market dashboards (Zillow, Redfin, Realtor.com, and local MLS recaps) as of June–July 2026. Not an appraisal.
Cost of living notesMoving here
Living in Palatka
Utilities, flood maps, schools, and the details a listing will skip.
Moving checklist
A practical sequence for people actually relocating — not a brochure. Utilities, schools, insurance, and the first two weeks.
Utilities
Electric, water, internet, gas, and trash — with the actual providers that serve Putnam County.
Home setup
What actually matters in a North Florida house: humidity, sun, bugs, storms, and a porch.
Schools
Putnam County School District, the Palatka campuses, and how to verify an assignment.
Healthcare
The local hospital, what people drive for, and a calm look at rural-care reality.
Shopping
Where Palatka actually shops, and what people still drive to St. Augustine for.
FAQ
Common questions
- Is Alford Farms selling homes yet?
- Not according to the public record this site reviews. The PUD rezoning was approved in August 2024. Engineering and SJRWMD permitting were still the live steps into 2026. Rezoning is not a certificate of occupancy and it is not a sales opening. Check D.R. Horton and the county plat books before you plan a closing date around this community.
- Why do some pages say 700 homes and others say 559?
- The 700 figure is the entitlement envelope described at rezoning. The 559 figure appears in later engineering documents. Large Florida PUDs often shrink between the political approval and the construction set. Neither number is a promise of a closing calendar.
- Is D.R. Horton the builder?
- County filings name D.R. Horton, Inc. as an agent on Alford Farms, and local reports also attach Horton to a possible 189-home site at East River Road. “Named in the file” is not the same as a published community on the builder’s website. Confirm on Horton’s site and with the county before treating it as a shoppable community.
- Where is East Palatka relative to Palatka?
- East Palatka sits across / along the St. Johns River from downtown Palatka, on the SR 207 side toward St. Augustine. Many people who work in St. Johns County look here because land and list prices are lower. The commute on 207 is real; so are school-district and utility boundaries that do not match the marketing name “Palatka.”